LONG-TERM CARE INSURANCE
This site is sponsored by the New York State Department of Health and gives a general discussion of long-term care insurance for state residents, including frequently asked questions, an explanation of types of care, costs, a glossary of terms and a list of insurance companies.
www.dfs.ny.gov (Search for long-term care)
The New York State Department of Financial Services website offers information designed to help people choose a policy that meets their individual needs, including charts of companies that offer these policies; a comparison tool that gives sample premiums based on age and other factors; and a downloadable consumer guide.
The website of the American Association for Long-Term Care Insurance, a trade group, offers a consumer resource center with advice and information about how to plan and finance long-term care insurance. There’s a page devoted to explaining and comparing costs and you can also find local LTC insurance professionals in your area who are members of the association.